Columbia Chrysler’s Car Loan Payoff Contest Rules and Regulations (the “Rules”)
Contest sponsored and administered by Columbia Chrysler’s, 5840 Minoru BLVD Richmond, British Columbia V6X 2A9
1. NO PURCHASE NECESSARY:
No purchase is necessary to be entered into the contest. An entrant may create an entry via information submission.
2. ENTRY PERIODS:
The Car Loan Payoff Contest (the “Contest”) commences on July 1, 2017 at 12:00:01 a.m. Mountain Time (“MT”) and ends on August 15, 2017 at 11:59:59 p.m. MT (the “Entry Period”).
Contest is open to all British Columbia residents, who are registered owners of an Eligible Vehicle that is subject to an Eligible Loan and have reached the age of majority in their province of residence at the time of entry, except employees, representatives or agents (and (i) their immediate family members and (ii) those with whom such persons are domiciled, whether related or not) of Columbia Chrysler (the “Sponsor”), its parent companies, subsidiaries, affiliates, prize suppliers, dealers, advertising/promotion agencies and any entity involved in the development, production, implementation, or fulfillment of the Contest (collectively, the “Contest Parties”). In these Rules an “immediate family member” includes a spouse (including a common law spouse), father, mother, son, daughter, brother or sister, irrespective of whether they reside.
4. HOW TO ENTER:
An eligible entry (each an “Entry”) will be considered submitted when an eligible entrant texts, emails, or phones-in their current Eligible Loan (defined below) information (i.e. make, model and year of their Eligible Vehicle (defined below) and the amount owing and current monthly loan payment for their Eligible Loan), or submits an online form at https://www.columbiachrysler.com/payoff with said information, subject to compliance with these Rules including, without limitation, the Entry limits, and such Entry is received by the Sponsor within the Entry Period. Two eligible entrants cannot be credited with an Entry for the same Eligible Loan and the eligible entrant who submits the Entry first (in accordance with these Rules) will be eligible to win the Contest with respect to such Eligible Loan.
5. ENTRY LIMIT:
One (1) Entry per person per Eligible Loan per Information Submission Period. If it is discovered by the Sponsor (using any evidence or other information made available to or otherwise discovered by the Sponsor) that any person has attempted to: (i) submit more than one (1) Entry during the Entry Period; and/or (ii) use multiple names and/or identities to enter or otherwise participate in or disrupt this Contest; then he/she may be disqualified from the Contest in the sole and absolute discretion of the Sponsor. The Released Parties (defined below) are not responsible for late, lost, misdirected, delayed, incomplete, illegible, damaged or incompatible Entries (all of which are void).
In these Rules, (1) “Eligible Loan” means a credit facility or lease, with an outstanding principal balance, made available by commercial lender to an eligible entrant for the sole purpose of financing that entrant’s purchase or lease of an Eligible Vehicle, as verified by such commercial lender to the satisfaction of the Sponsor in its sole discretion; (2) “Eligible Vehicle” means a motor vehicle used for personal or household purposes that is not an Excluded Vehicle; (3) “Excluded Vehicle” means any vehicle that the Sponsor has announced prior to the commencement of the first day of any Information Submission Period as excluded from the Contest; (4) “Outstanding Principal Balance” means that portion of the principal amount of an Eligible Loan, up to a maximum of $20,000.00, which relates to the retail purchase price paid for an Eligible Vehicle. The Outstanding Principal Balance does not include any portion of an Eligible Loan that relates to interest (overdue, default or otherwise), or to any charges, fees, costs, expenses or penalties associated with the pay-out or pay-down of such Eligible Loan.
All purported Entries, Eligible Loans, Eligible Vehicles and/or eligible entrants are subject to the Sponsor’s verification at any time and for any reason. The Sponsor reserves the right, in its sole and absolute discretion, to require proof of identity and/or eligibility (in a form acceptable to the Sponsor, including, without limitation, government issued photo identification and loan information from the entrant’s lender): (i) for the purposes of verifying an individual’s eligibility to participate in this Contest; (ii) for the purposes of verifying the eligibility and/or legitimacy of an Entry, Eligible Loan and/or entrant for the purposes of this Contest; and/or (iii) for any other reason the Sponsor deems necessary, in its sole and absolute discretion, for the purposes of administering this Contest in accordance with these Rules. Failure to provide such proof to the complete satisfaction of the Sponsor in a timely manner may result in disqualification in the sole and absolute discretion of the Sponsor. The sole determinant of the time for the purposes of a valid Entry in this Contest will be the Sponsor’s clock.
7. THE PRIZES AND LOAN VALUES:
There will be a maximum of one (1) prize (the “Prize”) available to be won. In the event of a confirmed winner who has submitted his or her loan Eligible Loan information via text, email, phone, or online form, the applicable Prize consists of a cheque payable to the confirmed winner in the amount of the winner’s Outstanding Principal Balance. By way of example, if a confirmed winner has an Eligible Loan for a 2015 Rio LX + (MT) in Bright Silver in the province of British Columbia with an Outstanding Principal Balance of $15,000.00, then his/her Prize will consist of a cheque in the amount of $15,000.00 payable to the winner. The approximate retail value of each Prize may differ depending on the Outstanding Principal Balance associated with the Eligible Loan in question. Each Prize must be accepted as awarded and is not transferable or assignable (except as may be specifically permitted by Sponsor in its sole and absolute discretion). No substitutions except at Sponsor’s option. Sponsor reserves the right, in its sole and absolute discretion, to substitute any Prize with a prize or prizes of equal or greater value.
8. WINNER SELECTION (ONE WIN IN FEBRUARY) AND ODDS OF WINNING:
On August 16, 2017 (the “Draw Date”), in Richmond, BC at approximately 10:00am MT, one (1) eligible entrant will be selected by random draw (the “Draw”) from among all eligible Entries submitted during the applicable Information Submission Period in accordance with these Rules and not otherwise disqualified by the Sponsor. Entries that are not selected will not be included in any subsequent Draw. The odds of winning depend on the number of eligible Entries submitted and received during the applicable Information Submission Period in accordance with these Rules.
9. WINNER NOTIFICATION:
On the Draw Date, the Sponsor or its designated representative will make two (2) attempts to contact the entrant selected on the applicable Draw Date by telephone (using the information provided at the time of entry) within the 24 hours immediately following the applicable Draw. If the selected entrant cannot be contacted as indicated above; then he/she may, in the sole and absolute discretion of the Sponsor, be disqualified (and, if disqualified, will forfeit all rights to the applicable Prize) and the Sponsor reserves the right, in its sole and absolute discretion and time permitting, to randomly select an alternate eligible entrant from among the remaining eligible Entries in the applicable Draw (in which case the foregoing provisions of this section shall apply to such newly selected entrant, with the necessary amendments).
10. WINNER CONFIRMATION: BEFORE BEING DECLARED A CONFIRMED PRIZE WINNER
the selected entrant will be required to: (a) correctly answer a mathematical skill-testing question without mechanical or other aid; and (b) sign and return within forty-eight (48) hours of notification the Sponsor’s declaration and release form, which (among other things): (i) confirms eligibility and compliance with these Rules; (ii) acknowledges acceptance of the Prize (as awarded); (iii) releases the Contest Parties and each of their respective officers, directors, agents, representatives, successors and assigns (collectively, the “Released Parties”) from any and all liability in connection with this Contest, his/her participation therein and/or the awarding and use/misuse of the applicable Prize or any portion thereof; (iv) agrees to have his/her photo and/or video taken with, if applicable, the Eligible Vehicle that corresponds to the applicable Prize (each a “Photo and Video”) on a date and time and at a location specified by the Sponsor (in consultation with the selected entrant); (v) agrees to the publication, reproduction and/or other use of his/her name, the municipality in which he/she resides, voice, statements about the Contest and/or Photo and Video or other likeness without further notice or compensation, in any publicity, promotion or advertisement carried out by or on behalf of the Sponsor in any manner or medium whatsoever, including print, television broadcast or the internet; and (vi) verifies his or her identity as the entrant to the sole satisfaction of the Sponsor.
If a selected entrant: (a) fails to correctly answer the skill-testing question; (b) fails to return the properly executed Contest documents within the specified time; (c) cannot accept (or is unwilling to accept) the Prize (as awarded) for any reason; (d) is determined to be in violation of these Rules (all as determined by the Sponsor in its sole and absolute discretion); and/or (e) fails to verify his or her identity as the entrant to the sole satisfaction of the Sponsor; then he/she may, in the sole and absolute discretion of the Sponsor, be disqualified (and, if disqualified, will forfeit all rights to the applicable Prize) and the Sponsor reserves the right, in its sole and absolute discretion and time permitting, to randomly select an alternate eligible entrant from among the remaining eligible Entries in the applicable Draw (in which case the foregoing provisions of this section shall apply to such newly selected entrant, with the necessary amendments).
Prior to the first day of any Information Submission Period, the Sponsor may, in its sole discretion, announce changes to the list of Excluded Vehicles. Announcements will be made at https://www.columbiachrysler.com/pay-off.
12. GENERAL CONDITIONS:
All Entries become the sole property of the Sponsor and will not be returned. This Contest is subject to all applicable federal, provincial and municipal laws. By participating in this Contest, you are agreeing to be legally bound by the terms and conditions of these Rules. ANYONE DETERMINED TO BE IN VIOLATION OF THESE RULES FOR ANY REASON IS SUBJECT TO DISQUALIFICATION IN THE SOLE AND ABSOLUTE DISCRETION OF THE SPONSOR AT ANY TIME.
The Released Parties will not be liable for the failure of any Entry, Eligible Loan information or any other information to be received, captured or recorded for any reason, including weather, mail delivery disruption or unavailability, telephone or internet service disruption or unavailability, strikes, lockouts, or any labor dispute. Each confirmed prize winner is solely responsible for reporting and paying any taxes, if applicable, relating to the receipt of a Prize.
The Sponsor reserves the right to withdraw, amend or suspend this Contest (or to amend these Rules) in any way, in the event of an error, problem, tampering, unauthorized intervention, fraud, failure or any other cause that interferes with the proper conduct or administration of this Contest as contemplated by these Rules.
Any attempt to undermine the legitimate operation of this Contest in any way (as determined by Sponsor in its sole and absolute discretion) may be a violation of criminal and civil laws and should such an attempt be made, the Sponsor reserves the right to seek remedies and damages to the fullest extent permitted by law. The Sponsor reserves the right to cancel, amend or suspend this Contest, or to amend these Rules, in any way without prior notice or obligation in the event of any accident, printing, administrative, or other error of any kind, or for any other reason whatsoever that, in the sole discretion of the Sponsor, is required to preserve the integrity of the Contest. Without limiting the generality of the forgoing, the Sponsor reserves the right, in its sole and absolute discretion, to administer an alternate test of skill as it deems appropriate based on the circumstances and/or to comply with applicable law.
Without limiting the permissions to be granted to the Sponsor pursuant to paragraph 10 of these Rules, by entering this Contest, each entrant expressly consents to the Sponsor, its agents and/or representatives, storing, sharing and using the personal information submitted for the purpose of administering the Contest.
The Sponsor reserves the right and, otherwise, without prior notice, to adjust any of the dates and/or timeframes stipulated in these Rules, to the extent necessary, for purposes of verifying any entrant, Entry, Eligible Loan and/or compliance with these Rules, or as a result of any technical or other problems, or in light of any other circumstances which, in the opinion of the Sponsor, in its sole and absolute discretion, affect the proper administration of the Contest as contemplated in these Rules, or for any other reason whatsoever.
In the event of any discrepancy or inconsistency between the terms and conditions of these Rules and disclosures or other statements contained in any Contest-related materials, including, but not limited, to point of sale, television, print or online advertising, the terms and conditions of these Rules shall prevail, govern and control to the fullest extent permitted by law.
13. RIGHT TO DECIDE, AMEND, CANCEL, SUSPEND:
The Sponsor reserves the right to cancel, modify, or suspend the Contest, or to amend these Rules, at any time and in any way, without prior notice, for any reason whatsoever. Without limiting the foregoing, if for any reason the Contest is not capable of running as originally planned for any reason whatsoever, the Sponsor reserves the right to cancel or suspend the Contest. The decisions of the Sponsor with respect to all aspects of this Contest are final and binding on all entrants without right of appeal, including, without limitation, any decisions regarding the eligibility/disqualification of Entries, Eligible Loans, Eligible Vehicles and/or entrants.